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Singapore Residents Born From 1946–1986 May Qualify For This

Natalie Ong Posted by Natalie Ong
· 5 min read

Older woman sitting on a sofa and reading a phone
Many people check cover options from home.

If you’re 40–80 and don’t currently have life insurance, this could be worth looking into.

Many people in Singapore may be unaware that they could be eligible for life insurance with up to S$250,000* in cover, based on their age and individual circumstances. This could offer valuable financial support to your loved ones if the unexpected happens.

Singapore residents born from 1946 to 1986 could potentially qualify for up to S$250,000* in life insurance cover (depending on age and individual circumstances). Applying may be easier than you think — no medical examination or blood test is required. You’ll simply need to answer a few questions about your health and lifestyle.

The cover could also support you while you’re still alive. If you’re diagnosed with a terminal illness^, you may be able to receive a payout before the end of your life. The money could go towards a home loan, funeral costs, everyday expenses, or other financial commitments — helping ease the pressure on your family and providing reassurance that your loved ones have additional protection.

Select your age to see how much cover you could get

Age range 40–55 Check this range Age range 56–70 Check this range Age range 71–80 Check this range

Added peace of mind for your future

Websites such as TopSmartAge let you request a life insurance quote from REPsHoldings in about 60 seconds, helping you quickly see what level of cover may be available to you.

Checking your options is free and there’s no obligation to continue. Singapore residents aged 40–80 can apply without medical exams or blood tests — just answer a few questions about your health and lifestyle.

If you’ve been considering life insurance, a quick one-minute check could help you discover what level of cover you may be eligible for.

Older couple sitting together and looking at a phone
Cover is there to support the people closest to you.

Getting started is simple

  1. 01 Choose your age to check how much life insurance coverage you could potentially qualify for.
  2. 02 Answer a few quick questions about yourself — it only takes a few minutes — and request your free, no-obligation quote.

Choose your age

Move the slider from 40 to 80. The continue button stays off until an age is selected.

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*From S$10,000 up to S$250,000 of cover available (depending on your age and personal circumstances when you apply). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness^ as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. A waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Product Disclosure Statement for full details.

^Terminal Illness is as defined in the Product Disclosure Statement and will not be paid during a waiting period should one apply. Upon payment of a Terminal Illness^ claim, the policy and cover will end.

**Your actual premium may be different and will depend on your age, gender, smoking status, chosen benefit amount and personal circumstances.